Terms of Service

Last updated: April 2026

Welcome to ap0t. By accessing or using our website and tax calculation tools, you agree to be bound by these Terms of Service.

1. Acceptance of Terms

By using ap0t.com, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use our service.

2. Description of Service

ap0t provides free online 1099 tax calculators to help independent contractors and freelancers estimate their tax obligations. Our tools calculate:

• Federal income tax
• Self-employment tax (15.3%)
• State income tax
• Estimated take-home pay

3. Not Tax Advice

IMPORTANT: The information provided by ap0t calculators is for general informational purposes only. It does not constitute:

• Legal tax advice
• Professional accounting services
• IRS-affiliated guidance

Tax laws are complex and vary by individual circumstances. Always consult a qualified CPA or tax professional for advice specific to your situation.

4. User Responsibilities

When using our service, you agree to:

• Provide accurate information for calculations
• Use the service for lawful purposes only
• Not rely solely on calculations for tax filing
• Verify all results with a qualified tax professional

5. Accuracy of Information

While we strive to provide accurate calculations based on current IRS tax brackets and rates, we cannot guarantee:

• 100% accuracy of calculations
• Applicability to your specific tax situation
• Real-time updates for tax law changes

6. Limitation of Liability

ap0t and its owner Vicky Kumar shall not be liable for:

• Any damages arising from use of our calculators
• Inaccurate tax calculations
• Decisions made based on our tool's output
• Any indirect, incidental, or consequential damages

7. Intellectual Property

All content, design, and code on ap0t.com is owned by us. You may not reproduce, distribute, or create derivative works without permission.

8. Third-Party Links

Our site may contain links to IRS.gov and other external resources. We are not responsible for content or practices of third-party websites.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the site constitutes acceptance of updated terms.

10. Governing Law

These Terms shall be governed by applicable laws. Any disputes shall be resolved in the courts of the United States.

11. Contact Information

For questions about these Terms, contact us via LinkedIn:

Vicky Kumar on LinkedIn